Phobia

This flaw represents an irrational fear that hampers the character in some way. The character selects a specific fear that may or may not come into play in any given adventure. It should be a general fear (moving vehicles), not a specific one (moving green taxicabs with purple dots and yellow flags), to qualify as a flaw. When the character is confronted by his Phobia, he suffers a penalty.

• For 2 bonus skill points, a character suffers a +1 penalty to all actions while this flaw is in effect.
• For 4 bonus skill points, a character suffers a +2 penalty to all actions while this flaw is in effect.
• For 6 bonus skill points, a character freezes or flees as appropriate while this flaw is in effect.